Senior Research Analyst- Credit Risk- Global Corporates Job in Crisil Limited

About CRISIL

is a global, agile and innovative analytics company driven by its mission of making markets function better. It is majority owned by S&P Global Inc., a leading provider of transparent and independent ratings, benchmarks, analytics and data to the capital and commodity markets worldwide.

CRISIL pioneered, and continues to lead the credit ratings industry in India. Today, it is also a leading provider of data, research, analytics and solutions to over 100,000 customers globally. A strong track record of growth, culture of innovation and global footprint sets the organisation apart. CRISIL businesses and delivery centers are spread across the world, including India, the US, the UK, Argentina, Poland, China, Hong Kong, Singapore and the United Arab Emirates (UAE).

The driving force behind CRISIL is its 4000+ young, energetic, diverse and highly talented workforce. Guided by a culture that values integrity, excellence, respect, accountability and teamwork, CRISILites get an opportunity to work with peers across countries, interact with clients across geographies and move roles across functions.

An equal opportunity employer, CRISIL provides an inclusive work environment where diversity of thought and action is valued and encouraged. Religion, age, gender, national origin, sexual orientation, race, or colour does not affect hiring, promotion, compensation, or development opportunities. Committed to employee well-being, CRISIL offers a host of benefits including flexible work arrangements, sabbaticals, health and retirial benefits, employee assistance programs and many others.

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• The role comprises working on credit risk assessment of corporate entities spread across multiple sectors.
• The credit assessment process requires the following:
  • Undertaking research and analysis of corporate entities through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
  • Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
  • Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
  • Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
  • Determine and recommend ratings to the corporate based on the internal rating framework and methodology.
• Establish and maintain consistent standards and processes in credit analysis through interaction with onshore analysts

• Good in financial modelling with fair understanding of financial statements and accounting concepts
• Good understanding of banking regulations, calculation of key credit metrics and capital ratios
• Reasonable understanding of banks internal systems

Assist in complex problems related to financial modelling

MBA/ CFA Level 3 cleared / CA

• 3+ to 6years of work experience in Credit risk assessment of corporates and credit report writing
• High level of attention to detail and accuracy; Diligence and hard work
• Ability to work under stringent timelines
• Good understanding of MS office products