Credit Research/credit Risk - Corporates - Research Analyst-senior Research Analyst/mumbai Job in Crisil Limited

About CRISIL Limited CRISIL is a global, agile and innovative analytics company driven by its mission of making markets function better. We are Indias foremost provider of ratings, data, research, analytics and solutions. A strong track record of growth, culture of innovation and global footprint sets us apart. We have delivered independent opinions, actionable insights, and efficient solutions to over 100,000 customers. We are majority owned by S&P Global Inc., a leading provider of transparent and independent ratings, benchmarks, analytics and data to the capital and commodity markets worldwide.

• The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions.
• The credit assessment process requires the following:
  • Undertaking research and analysis of corporate entities through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
  • Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
  • Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
  • Preparing a detailed peer analysis on the operating and financial side.
  • The task will also involves preparing and updating financial models for the credits which includes analysis of historic trends along with projecting the future performance.
  • Other activities include preparing industry databases and reports.
• Establish and maintain consistent standards and processes in credit analysis through interaction with sector specialists and senior analysts
• The role may also require training and mentoring junior colleagues on specific aspects of credit risk, sector and domain nuances.

• Good in financial modelling with fair understanding of financial statements and accounting concepts
• Good understanding of banking regulations, calculation of key credit metrics and capital ratios
• Reasonable understanding of banks internal systems

• Master's degree or equivalent

• 1.6 to 5 years of work experience in the credit research/risk space.
• High level of attention to detail and accuracy; Diligence and hard work
• Ability to work under stringent timelines
• Good understanding of MS office products