Risk Head Job in Chaitanya India Fin Credit Pvt. Ltd.
Risk Head
- Bengaluru, Bangalore Urban, Karnataka
- Not Disclosed
- Full-time
- Permanent
Key Responsibilities;
1. Analyse monthly portfolio numbers in terms of portfolio quality & risk areas
2. Develop & monitor the risk framework and tools (scorecards, gradings, negative list, etc)
3. Expand risk coverage to all areas of enterprise risk management
4. Measure risk in lines with RBI guidelines, Basel norms, IND-AS framework
5. Estimate loan losses and publish provisioning targets
6. Ensure risk compliance in lines with regulatory norms
7. Good understanding of NBFC/Bank operations, loan products, systematic & systemic risk events
8. Identify emerging risks that present new regulatory, reputational, or operational risks
9. Lead a team of 3-4 analysts / managers, groom talents
10. Prepare monthly / periodic risk & industry reports for internal and external stakeholders
11. Consistently be in touch with external databases, economic & industry reports, credit bureau & research articles, and other open-source information related to the companys business
12. Update management from time to time on key risk issues & concerns
13. Ensure that risk remains on the top of priority for all business verticals and senior Management
Skills required:
- 6-10 years work experience in Risk vertical in a Bank / NBFC / financial institution (not KPO or IT)
- Good knowledge of Basel norms, RBI, IND-AS ECL guidelines, and risk measurement approaches
- Strong in analytics and usage of analytical tools, spreadsheets, word, and power points
- Broad knowledge of the macro economy, banking industry, and economic indicators
- Working knowledge of SQL/Python would be a plus Roles and Responsibilities
Qualification : MBA/PGDM in Any Specialization,CA in CA
6 to 11 Years
2 - 4 Hires
