Associate Manager - Underwriting Job in Udaan

Role description: Function: Credit Sub Function: Seller Side Location: Bangalore Reports to: Head Underwriting Travel Frequency: Minimal Job Responsibilities Deciding trade credit for buyers (lending amount & period) Responsible completion of timely credit appraisals Adhering to strict TAT for underwriting files Maintaining quality of underwriting as per SOP Recommending deviation cases to the higher level or approving authority as per delegation matrix Vendor Management KRAs of the role Delinquency Management Maintain lower NPAs TAT Management Strict TAT to be maintained for underwriting files Managing Quality of Processing to maintain quality of underwriting adhering to SOP Vendor Management coordinate with vendors for getting various verification done for customer Functional Competencies Problem Solving: Resolution of overdue accounts by coordinating with a sales team. Coordination with Operations team for due/ overdue PDD process Stakeholder Management: Meet Customers to understand them better for better credit appraisal Cross-functional integration: Coordinate with sales and operations team for efficient functioning of the entire process Candidate Profile Qualification: CA/MBA Finance/B. Com Must have a minimum 1 - 3 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred Thorough understanding of SME Financing and Credit processes Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement Eye for detail/Diligent Personality