Sales Officer- Retail Asset Job in Samasta Microfinance
Sales Officer- Retail Asset
Samasta Microfinance
4+ weeks ago
- Bengaluru, Bangalore Urban, Karnataka
- Not Disclosed
- Full-time
Job Summary
Qualification : Educational Background : Graduate/Post Graduate
Job Description-Sales Officer
- Primarily responsible for Sourcing, disbursements and collections of EMI on time.
- Sourcing of target clients as per organization policy
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Will be responsible for achieving monthly sales target assigned
- Analyze applicants Income, financial status, credit, and property evaluations to determine feasibility of granting loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Obtain and compile copies of loan applicants credit histories, financial statements, and other financial information.
- Review and update credit and loan files.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Compute payment schedules.
- Submit applications to credit officer for verification and approval
- Facilitate for disbursement of approved file
- Handle customer complaints and take appropriate action to resolve them.
- Analyze potential loan markets and develop referral networks in order to locate prospects for loans
- Recommend appropriate financial product or service to the customer
- Ensure quality customer service is delivered
Qualification : Educational Background : Graduate/Post Graduate
Experience Required :
Fresher
Vacancy :
2 - 4 Hires
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