Credit Analyst Job in Portfolio Financial Services Ltd.
Credit Analyst
Portfolio Financial Services Ltd.
4+ weeks ago
- Mumbai, Maharashtra
- Not Disclosed
- Full-time
Job Summary
Primary Functions/Responsibilities:
- To manage all proposals originated in Mumbai.
- To manage also proposals referred by other locations to banks having their branches and / or HOs in Mumbai.
- Appraising proposals & credit requirements of clients & Presentation to the Management for sanctions/approvals.
- Responsible for the pre & post sanctioning documentation.
- To prepare the CMA report & various financial reports for the Bank.
- Ensure the compliance with organizational / Bank credit policies.
- Responsible for recovery/follow-up from customers for dues.
- Ensuring TAT with respect to obtaining sanctions, clearance from compliance groups.
- To develop, build & maintain a strong relationship with our regular (loyal) Banks as well as New Banks in the state for achievement of long term business objectives.
- Track proposals & Update Management on daily basis/as per the defined schedule
- Liaison with bankers for optimizing the overall cost of fund, periodic declaration etc.
- Constant updation of knowledge/information w.r.t. any changes in the compliances / processes /markets and sharing the same with the management & team .To manage all proposals originated in Mumbai.
Secondary Functions/Responsibilities:
- Conceptualizing and implementing competent strategies with a view to penetrate new relationships and expand existing ones with Banks & FIs.
- Assessing creditworthiness of clients and identifying the account sickness in incipient stage to reduce delinquency ratio.
Experience Required :
Fresher
Vacancy :
2 - 4 Hires
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