Credit Analyst Job in Fundsutra Capital Advisory Pvt.Ltd.

Credit Analyst

Job Responsibilities:

Gathers and analyzes loan applicants financial data to evaluate risk.
Assesses credit worthiness of individuals, companies, and institutions.
Collaborates with other financial experts to approve or deny loans.
Makes recommendations about whether to increase, adjust, extend, or close lines of credit.
Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.
Prepares and presents credit reports.
Completes quality assurance reviews.
Gauges market trends.
Monitors and adheres to collateral compliance covenants.
Ensures that all loans are made in adherence with federal, state, and local financial regulations.
Analyzes data to verify information and uncover fraud.
Helps to update and improve credit rating criteria.
Authors documents on credit risk and related financial matters.
Communicates credit decisions and policies to fellow employees and credit applicants.
Oversees or undertakes document preparation.

Credit Analyst Qualifications/Skills:
Knowledge of commercial credit products, Construction Finance/Loan,market trends, and/or loan procedures
Attention to detail
Analytical and critical thinking skills
Quantitative skills
Strong time management and multitasking skills
Strong communication skills
Project management
Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise
Adept at high-stakes decision making and negotiation
Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships
Business acumen
Discretion and a dedication to protecting the financial privacy of clients, business partners, and employer

Education, Experience & Licensing Requirements:
Bachelors degree in business, accounting, economics, or finance, masters degree a plus
CFA certification a plus
Experience using spreadsheet software
Basic understanding of accounting, statistics, and economics
Previous experience as a credit analyst or loan officer preferred