Retail Officer Incharge Sales Job in Ethos Hr Management & Projects Pvt Ltd

Retail Officer Incharge Sales

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Job Summary

Designation / Position : Retail Officer Incharge - Sales

Education :Graduate / MBA Finance

Experience: 7 - 12 years

Industry Type : Banking

Job Description

Evaluate credit worthiness of borrower and take sound lending decision on available information
Scrutinizing the necessary documentations of home loan and Lap proposals.
Credit appraisal on the basis of Company s internal credit Policies and offer the right products to Applicants.
Cibil/CRIF Checking of Borrowers.
discussion (PD) with borrowers on borrowers place.
Co-ordination with Panel Advocates for Legal Scrutiny report (LSR), Search Report and Panel
Taking custody of Original Chain documents at time of disbursement.
Processing conversion of sanctions, proper documentation & disbursement of facilities.
Coordinating with customers for compliance with the pre-disbursement and post-disbursement conditions of sanctions.
Monitoring of existing accounts, timely payments & recovery of interest, review, renewal & modification of credit facilities
Screening of loan Application, KYC & other relevant documents.
Conducting PD and field visit to check client requirement & credit worthiness.
Evaluate/approve/recommend the loan application as per laid down policies and procedure.
Prepare CAM and forward the same to Competent Authority to obtain sanction/approval.
Initiate, check and analyze Individual & Commercial CIBIL, RCU, Legal & Technical Report.
Manage the entire credit application process right from login to disbursement.
Responsible for quality portfolio management, vender management etc.
Prepare different types of MIS, reports and maintaining the database.

Experience Required :

7 to 12 Years

Vacancy :

2 - 4 Hires

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