Branch Credit Manager Job in Avanse Financial Services Ltd

Job DescriptionCredit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan; Training- Provide training to CPA s ; Delinquency Management for the location ; Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies; PDD Management controlling and tracking PDDs through proper MIS for the location ; Quality Management in terms of Audit, Compliance and Hind sighting

Roles & Responsibilities**Specific Responsibilities :**

Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan.

Process Understanding process and policies and implementing the same to ensure smooth transactions.

Training- Provide training to CPA s so that they work in synergy with the companies policies and norms

Delinquency Management for the location

Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.

Quality Management in terms of Audit, Compliance and Hindsighting

PDD Management controlling and tracking PDDs through proper
MIS for the location


**Technical Competencies / Skills :**

Basic knowledge of loan underwriting

Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property

Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow
analysis.

Good communication and report writing skills

Basic knowledge of Banking Good Knowledge of computer applications