Opening For Credit Manager- Construction Finance At Leading Nbfc Job in Acura Solution

Roles and Responsibilities

Job Purpose

• Support and co-partner with the sales team to underwrite mortgage business and manage the portfolio for the assigned area

Responsibilities

Core Responsibilities:

• Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio.
• Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organisation needs and regulatory framework
• Vendor Management Customer Service.
• To maintain TAT for all processes Quality Underwriting.
• Volume of Files Processes Volume of files sanctioned. Loan Disbursals.
• Evaluate the financial status of the borrower & assess the credit worthiness of the companies by analysing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose.
• Analyze the legal, compliance and market-risk-related issues involved in the lending process.
• Ensure collection of post disbursal docs & reduction in partly disbursed cases.
• Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level.
• Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process.