Hiring For Loan Officer In Bareilly Uttar Pradesh Job in SSI

Hiring for Loan Officer in Bareilly Uttar Pradesh

Job Description

Evaluate credit worthiness by processing loan applications and documentation within specified limits

Interview applicants to determine financial eligibility and feasibility of granting loans

Determine all applicable ratios and metrics and set up debt payment plans

Communicate with clients either to request or to provide information

Justify decisions (approvals/rejections) and report on them

Complete loan contracts and counsel clients on policies and restrictions

Update job knowledge on types of loans and other financial services

Maintain and update account records

Assess customer needs, explore all options and introduce different types of loans

Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Go the extra mile to build trust relationships, customer loyalty and satisfaction throughout the underwriting process

perate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements

Proven working experience as a Loan Officer

Familiarity with computers and banking applications/software

Solid understanding of direct/indirect lending products and practices

Excellent communication and interpersonal skills

Customer satisfaction orientation and sales competencies

Ability to work in a goal-oriented environment

BS degree in finance, economics or a related field